Sagicor Sales conference announced - nice

Sequester yourself on a private beach with pristine sand, shimmering waters and lush, green mountains rising in the background. Unwind to the rhythmic sounds of Reggae music and treat your palate to authentic Mexican Caribbean flavors, not forgetting the exotic drinks. Whether you want to lie in the sun or play in the ocean, an adventure awaits you.

Sagicor Life Insurance Company is proud to announce our first-ever, sales celebration all inclusive trip, the Sagicor Sales Summit at the luxurious Mexican Caribbean Resort.

THE GRAND VELAS RIVIERA MAYA RESORT AND SPA

Located just minutes away from Cancun and Cozumel, you will enjoy four nights and five days of sun, sand and inspiration as our way of saying thank you for your commitment and contribution to Sagicor

SAGICOR SALES SUMMIT
November 9-13, 2009
The Grand Velas Riviera Maya

The qualification period is from January 1, 2008 to August 31, 2009, so you already have a head start to experience a trip like no other.

With championship golf courses, full-service spa and timeless elegance, the Grand Velas Riviera Maya is sure to delight.

I look forward to seeing you in November and encourage you to qualify and join in the fun and excitement.

Best of Luck!
For Agent Use Only - Not For Public Distribution

Email me for the PDF - sell well and often - Bill Bateman or call 800-658-6737

Got Computers?

Looking for a unique, "door opening" benefit to offer new prospects?

Need an additional product for your existing clients?

Want to expand your voluntary benefit product portfolio?

Take a close look at Purchasing Power. They are the only company that offers a voluntary employee computer purchase program with the ease and affordability of payroll deduction or cash discounts. As a full-service provider, they handle the qualification, purchasing, and payment processes from start to finish. Employers have no additional overhead, and are never liable for purchases made by employees. 21st Century Financial's brokers earn passive income with every employee purchase.

Ready to build your business with Purchasing Power?

We are seeking distribution in 11 western states. Call us at 800-658-6737 or email Bill@21stbroker.com.

Assurity at Work

Wayne Martinez - Western Regional Marketing and I have had 2 rounds of agent meetings in New Mexico this year and are about to finish with our 3rd- We appreciate all the time and positive feedback!

Assurity has taken aim on the current worksite market place with the Independent Agent proposition. Unlike AFLAC and Colonial, Assurity vests account ownership with the agent - not the company and also unlike the major competitors our agents vest in their renewals immediately - from the very first case - WITHOUT production requirements.

An agent producing 20,000 a year in voluntary for only 4 years would not have any vested renewals with our competitors but around $8,000 a year with us. What to see some math? Call us.

Critical Insurance, Disability Income, Hospital Indemnity, Universal Life, Term Life and Accident Insurance are the current products in their worksite portfolio.

Simple Issue underwriting starts with 5 individuals insured on any one product.

Guaranteed Issue underwriting starts with 14 applications with some exceptions.

Call us with your next worksite case at 800-658-6737.

$1 a week - get them to work!

Pinnacle Motor Club - a company founded by a couple of innovative Texas brothers has a new program that provides Towing and Road Service protection for employer groups with 5 or more enrolled employees.

The membership can be paid by the employer as an employee benefit or paid through payroll deduction and remitted by the employer.

We are actively seeking licensed insurance agents who want to offer this program to their existing group or commercial clients.

Call us for contracting and details at 800-658-6737 21st Century Financial

5 Star Life

5 Star Life Insurance company was founded by General Dwight Eisenhower and focused on the Military and Civil Service individual markets exclusively until 2003. In 2003 they entered the worksite business with a unique product of PERMANENT Term insurance that includes a Critical Illness benefit of 30% of the death benefit for policyholders diagnosed with Cancer, Heart Attacks and Strokes.

Face amounts range from $10,000 to $100,000 on a truly simple issue application - the "knock out" questions are designed for the worksite market and are pertinent to 5 years of history.

Perot Group - from their Lincoln - Nebraska office handles billing.

Groups must have 2 eligible employees. Employees can apply for up to $100,000 for their spouses without signature and Parents and Granparents can apply for $10,000 or $20,000 of PERMANENT term on their kids or grandkids for $1 or $2 premium per week!

The worksite program requires NO employer contribution and has NO participation percentage requirements - only 2 employees' applications. 5 Star DOES offer a very competitive group term program that the employer can also add.

If you haven't checked out 5 Star - you should - before your competition does.

Texas Occupational Accident partnership

I am very please to announce that I have entered into a partnership with George Evans Associates of Houston, Texas to market their programs through indepedent insurance agencies. My office in Albuquerque will focus on the West Texas areas of El Paso, Midland/Odessa, Lubbock and Amarillo and all the smaller communities in between.

We offer life licensed agents a "One stop shop" for all Occupational - and a variety of Workers Compensation programs without industry exclusions. George Evans Associates is one of the largest Occupational Accident managing general agencies in Texas with over 30 years of experience.

This is a good fit for our agency's current business of Group Medical, Dental, Vision, Disability and Supplemental Benefits at the worksite and we welcome the expertise and market clout that we gain through this association.

Welcome to The American Worker

Welcome to The American Worker

Mini Med Plans - providing basic coverage

10 years ago most of the professional insurance agents would not sell "Mini-Med" plans. As we begin 2007 we see a growing acceptance of both agents selling the plans and employers offering them to their employees as an alternative to having NO medical coverage at work OR - more recently - as underlying coverage for "High Deductible Group Medical" Plans.

Major companies have entered this area of coverage - AIG Insurance - Symetra (formerly SAFECO Life) - Allstate - Pan American Life to name a few.

We partner with both top independent companies and top TPA's, MGA's and MGU's including Central United, Creative Benefits, General Agent Center, TEAM Corp, United American and World Insurance.

Plans can be written covering a single employee up to groups having thousands of employees. Both limited underwriting and guarantee issue plans are available.

Future postings will discuss differences in plans. If you need information you can always email us at benefits@21stbroker.com. We work through independent agents in all 50 states.