Sunday, February 25, 2007

Mini Med Plans - providing basic coverage

10 years ago most of the professional insurance agents would not sell "Mini-Med" plans. As we begin 2007 we see a growing acceptance of both agents selling the plans and employers offering them to their employees as an alternative to having NO medical coverage at work OR - more recently - as underlying coverage for "High Deductible Group Medical" Plans.

Major companies have entered this area of coverage - AIG Insurance - Symetra (formerly SAFECO Life) - Allstate - Pan American Life to name a few.

We partner with both top independent companies and top TPA's, MGA's and MGU's including Central United, Creative Benefits, General Agent Center, TEAM Corp, United American and World Insurance.

Plans can be written covering a single employee up to groups having thousands of employees. Both limited underwriting and guarantee issue plans are available.

Future postings will discuss differences in plans. If you need information you can always email us at benefits@21stbroker.com. We work through independent agents in all 50 states.

No comments: